The Jefferson Health Plan The latest JHP news and announcements

September 2024 Issue 2024-03

Please join us for the

2024 Jefferson Health Plan
Fall Semi-Annual Membership Meeting & Educational Seminar

Tentative Agenda

Wednesday, October 23rd
4:00 pm – 6:00 pm Semi-Annual Membership Meeting 6:00 pm – 8:00 pm Hospitality for Membership

Thursday, October 24th 7:30 am – 8:30 am 8:30 am – 8:50 am 8:50 am – 9:00 am 9:00 am – 9:30 am
9:30 am – 10:00 am 10:00 am – 10:15 am 10:15 am – 11:15 am 11:15 am – 12:15 pm 12:15 pm – 12:45 pm 12:45 pm – 1:45 pm 1:45 pm – 2:00 pm 2:00 pm – 2:30 pm 2:30 pm – 3:00 pm 3:00 pm – 3:15 pm

Buffet Breakfast – Atrium Registration
Welcome
Wellness: Getting to Know Your Porta Hard-Learned Lessons from an Actuary Visit with Vendors
Staying on top of Pharmaceutical Hot Topics Lunch, Visit with Vendors & Hotel Check-Out HIPAA Certification
EAP Orientation for Managers & Administrators Visit with Vendors
Cybersecurity Best Practices to Limit Losses Finance Tips, Tools & Takeaways Conclusion

There is still time to register. Hope to see you there!

https://www.thejeffersonhealthplan.org

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Jefferson Health Plan

Whether you’re new JHP or have been with us through our nearly 40 years of service, you may have heard the statement “our members come first in all we do”. With our political
subdivision’s nonprofit health benefits model, this isn’t just a cliché, it’s the framework of every organizational decision. As the consortium membership grows, we continue to realize administrative efficiencies and greater negotiating strengthtopersistentlydrivedowncosts.Ourgoalissimple,toensureourmembershipcandedicate more resources to their communities.

In furtherance of this goal, effective January 1, 2025, the Jefferson Health Plan Board of Directors approved a $3.00 per employee per month reduction to our already low administrative fee. This brings our Medical/Rx administrative fee from $15.50 to $12.50, a nearly 20% reduction. This change will automatically be applied in our billing system and reflected on your invoices after the effective date. Should you have any questions, please reach out to your JHP Account Manager. Thank you for helping us to better serve our membership!

ORC: 9.833

Ohio Revised Code Section 9.833 requires the Jefferson Health Plan to obtain an actuarial certification of the consortium’s reserves at the conclusion of each fiscal year. This actuarial certification confirms whether reserves are maintained in accordance with accepted loss reserving standards, and that reserves are sufficient to fund terminal liabilities of the consortium, as of the consortium’s year end (June 30, 2024). The report must be prepared and completed within ninety (90) days following the fiscal year end. JHP has contracted with Parsons Risk Strategies for the preparation of this report. Reports will be available no later than September 30, 2024 and will be posted on the JHP Sharefile where the monthly financial statements are located. You will receive an email when the reports are available. If you have questions, please contact Mark Schlagheck, JHP CFO, mschlagheck@thejeffersonhealthplan.org.

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The September Carelon flyer has been sent to our groups. If you would like to receive these monthly flyers, please contact your JHP Account Manager. You are encouraged to share these flyers with your employees.

Remember, JHP provides the Carelon Employee Assistance Program (EAP) at no cost to eligible members and their employees. Contact your JHP Account Manager for more information.

Do you need information on Carelon or HealthReach? Reach out to any JHP ACCOUNT MANAGER

Kristin Fischer kfischer@thejeffersonhealthplan.org

Chris Forrester cforrester@thejeffersonhealthplan.org

Susan Kukla skukla@thejeffersonhealthplan.org

Jen Motter jmotter@thejeffersonhealthplan.org

Don’t forget to turn your clocks back November 3, 2024

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IRS Announced 2025 HSA/HDHP Limits

The Internal Revenue Service (IRS) recently issued IRS Revenue Procedure 2024-25, which announced the inflation-adjusted maximum contribution limits for health savings accounts (HSAs), along with minimum deductible and maximum out-of-pocket expenses for high-deductible health plans (HDHPs) for calendar year 2025. The IRS also announced that for plan years beginning in 2025, the maximum amount that may be made available for the plan year for an excepted-benefit health reimbursement arrangement (HRA) will be $2,150 (up from $2,100 in 2024). The table below summarizes those adjustments and other applicable limits:

2025 Contribution and Out-of-Pocket Limits Health Savings Account and High-Deductible Health Plan
	
Type of Limit
	2025
	2024
	Change
	
HSA Maximum Annual Contribution
	Self-Only             $4,300 Family                  $8,550
	Self-Only             $4,150 Family                  $8,300
	Self-Only           +$150 Family                +$250
	
HAS Maximum Catch-Up Contribution
	
$1,000
	
$1,000
	
No Change
	
HDHP Minimum Annual Deductible
	Self-Only             $1,650 Family                  $3,300
	Self-Only             $1,600 Family                  $3,200
	Self-Only             +$50 Family                +$100
	
HDHP Maximum Annual Out-of-Pocket Amounts
	Self-Only             $8,300 Family                $16,600
	Self-Only             $8,050 Family                $16,100
	Self-Only           +$250 Family                +$500

CMSOnline Disclosure for 7/1 and 8/1 Renewals

As you may recall, the Centers for Medicare and Medicaid Services require all employers who offer prescription drug plans to electronicallyfile aconfirmationwith CMS verifying somegeneralplan information and that the notices were sent to participants on or before October 15. For CMS creditable coverage reporting purposes, “plan year” means annual renewal period. Disclosure to CMS must be made within 60 days after the beginning of the “plan year” (annual renewal period). Therefore, 7/1/2024 renewals must file online on or before 8/29/2024 and 8/1/2024 renewals must file online on or before 9/29/2024.

The website is as follows: https://www.cms.gov/Medicare/Prescription-Drug-Coverage/CreditableCoverage/CCDisclosureForm

The CMS Guidance and Screen Prints for the electronic filing can be found to the left of the fields of entry. When reviewing the screen print examples, please note that some sections of the Disclosure Form may not apply to your plan. Only fields relevant to your plan may appear on your screen. Also note that Total Number of Medicare Part D Eligible Individuals covered as of Plan Year Beginning Date can be acquired from your TPA.

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JHP Service Contacts

Billing.......................................................billing@thejeffersonhealthplan.org

Broker with Questions ............................broker@thejeffersonhealthplan.org

Employee with Questions.......................jhpmember@thejeffersonhealthplan.org (Wellness & EAP)
Employer with Questions........................jhpemployer@thejeffersonhealthplan.org

Investment (US Bank/ Audit)...................invest@thejeffersonhealthplan.org

Legal and Compliance.............................legal@thejeffersonhealthplan.org

Life Insurance..........................................lifeinsurance@thejeffersonhealthplan.org

Moratoria................................................moratoria@thejeffersonhealthplan.org Ohio Valley Pool......................................ovp@thejeffersonhealthplan.org Quotes.....................................................quotes@thejeffersonhealthplan.org Renewals.................................................renewals@thejeffersonhealthplan.org

The Jefferson Health Plan
2023 Sunset Blvd. ● Steubenville, OH 43952 740.792.4010 www.thejeffersonhealthplan.org Facebook: JHP Twitter: @JHealthplan

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