Welcome Michigan Public Employers:
The Jefferson Health Plan (JHP) was established in 1985 under Ohio
state laws which allow public entities to join together to effectively and
efficiently stabilize and control health benefit plan costs. JHP provides
economical health plan financing solutions, enabling its member organizations
to safely and securely self-fund their employee health benefit programs.
As a public entity, JHP understands the unique needs of our member groups. JHP operates without the encumbrances of a bottom line or share-holder profit margins. JHP’s primary responsibility is to its member organizations.
JHP mitigates many of the challenges that public employers encounter
in the self-funded marketplace by leveraging over 35 years of proven
underwriting practices, the buying power of more than 22,000 covered public
employees, invested assets exceeding $160 million, and unique legislative
advantages. In its over three and a half
decades of operation, the Jefferson Health Plan has established a track record
of success, innovation, fiscal responsibility and service to its
membership.
Recognizing the value of demonstrated Jefferson Health Plan results,
the Ohio legislature granted JHP express and exclusive authority to begin
working with public entities in other states. JHP has grown to cover more than 180 governmental entities throughout
multiple states.
JHP has used this legislative authority to provide its valuable
operating model to public entities in Tennessee and now Michigan. After receiving approval from the Michigan
Department of Insurance and Financial Services, the Jefferson Health Plan
launched operations in Michigan effective January 1, 2020. JHP is now available to provide savings and
stability to Michigan public entity health plans.
Group purchasing of employee benefits provides many advantages. Among these are risk mitigation, increased
purchasing power, budgetary stability and the synergy of partnering with other
employers to foster an environment of savings and financial security public
employers desire. Over the past 35 years,
JHP has experienced retention levels consistently above the industry. Multiple JHP members have participated for
more than 20 years.
A hallmark of the Jefferson Health Plan model is maximizing
flexibility and stability for its member groups. Member organizations retain ownership of
claim reserves, and may access excess reserves in accordance with their own
funding strategy. JHP provides member
organizations with detailed plan cost information, control of plan design(s)
and the ability to make risk level determinations. JHP supports member organizations and their
representatives with compliance, data, plan design pricing and complimentary
cost-saving programs. Member
organizations have voting rights, and elect members to the Board of Directors.
One of the many value-added programs JHP offers its members is HealthReach.
HealthReach is comprised of several offerings developed to promote and support
the total well-being of JHP members. The
HealthReach programs are offered as an enhancement to your existing health plan,
giving JHP plan participants access to proactive care management, clinical
advice, quality diabetic supplies, and cutting edge medical and wellness
information. All components of the
HealthReach program are integrated and supported by HealthReach registered
nurse care managers.
JHP
members are also eligible to participate in a robust Employee Assistance
Program (EAP), offering counseling, educational materials, webinars and a
variety of other services. EAP Counseling includes:
Legal & Financial, Work-Life Balance, EAP
Website Education and Webinars, Management
Consultations, Crisis Incident Debriefing, and Orientation & Training. Plan participants enrolled under the member organization’s Jefferson Health Plan coverage, including employees, spouses and dependents are eligible to receive EAP benefits. Employees of JHP member organizations who are not covered by the Jefferson Health Plan are also eligible to participate.
Please
contact the Jefferson Health Plan to begin saving today. For a plan pricing
proposal or more information, you can reach JHP by email at [email protected] or phone at 740-792-4010
Ext. 254.